We talk about planning for retirement, but it turns out that many Americans are not planning to retire. That's what the new 12th Annual Transamerica Retirement Survey indicates - nearly 40 percent of all Americans plan to retire after the age of 70, or not at all. More than half of those surveyed say they intend to keep working even during retirement, which suggests they won't be fully retired after all.
Of course, most of those people who expect to continue working will do so because they like to work. Only 44 percent of the respondents who said they'd work in retirement plan to do so out of financial necessity.
And that's what retirement planning is really all about, isn't it? It's not about whether you work or not; it's about doing what you want to do, whether that's working at a job you love or spending all your time with your family and your hobbies.
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