Everybody understands what a daunting task it is to save properly for retirement, and what an important job it is. A new survey from LIMRA confirms how critical it is for people to get help with their retirement planning. The survey found that 71 percent of all Americans who work with a financial advisor feel confident about their ability to afford the lifestyle they wanted to have in retirement. Among those who haven't been working with a financial advisor, only 43 percent said the same.
Of those who work with an advisor, 61 percent said they make regular contributions to a 401(k) or IRA. Only 38 percent of those who don't work with an advisor could say the same. Even controlling for income, those with an advisor are much more likely to contribute to a retirement savings plan.
There really is no substitute for the education, information and discipline a good financial advisor can provide you as you plan for your retirement. If you feel like you could use some help getting your financial plans in shape to provide for the retirement you want and deserve, give me a call.
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