There's a rather disturbing new study out from the Society of Actuaries, showing that Americans have less control of the date of their retirement than we'd like to believe. While most workers target 65 as the age at which they'd like to retire, the actual current median age for retirement is just 58.
Most of those workers also have an eye toward keeping a job of some kind during retirement; according to the study, only 41 percent of pre-retirees expect to stop working entirely after they retire. But in the event, 78 percent of retirees hang it up for good.
Obviously, it's disappointing to be forced out of a job you want to continue, whether that's because of health reasons or layoffs or something else. But it's important to recognize these things can happen, and note that your retirement plan should take those possibilities into consideration.
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