We've talked before about how many Americans are unprepared for their retirement years, but a new survey from IRI looks at a group with special risks: women. Only 34 percent of the women surveyed expressed confidence that they would have enough money to make it through their retirement years, as opposed to 41 percent of men who feel that way. Nearly half of all women said they did not consider themselves knowledgeable about investing in securities.
Interestingly enough, though, there are indications that women tend to be more proactive about their finances than men. Of the women surveyed, 47 percent have consulted with a financial advisor on their retirement, while only 42 percent of the men had. And slightly more women than men have tried to figure out how much money they need to save for retirement, by a margin of 55 percent to 52 percent.
That's crucial, of course, to any retirement plan: identifying the gaps in your knowledge and trying to fill them in with expert advice. To see the full IRI survey, click here. And if you're unsure of any aspect of your own retirement, please feel free to give me a call.
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