Tuesday, November 28, 2017

The Declining State of Retirement

New data reported from the journal Health Affairs suggests that older Americans have more serious health problems than they used to, making it more difficult to enjoy retirement at an increasing age. The data shows that Americans in their late 50s have more serious health issues than folks the same age did 10 to 15 years ago.

The Health Affairs article looked at survey data to compare the health of older Americans using ADL (activity of daily living) measures. ADL limitations include actions like walking across a room, self-dressing, self-bathing, feeding oneself and getting into or out of bed. The number of Americans with these limitations rose from 8.8 percent of people who have a retirement age of 65 to 12.5 percent of people at the current retirement age of 66.

The study looked at cognitive health, too. Eleven percent of Americans set to retire at 66 already showed signs of cognitive decline or dementia at age 58 to 60, which is up from 9.5 percent from Americans with a retirement age of 65 to 66.

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