Friday, November 6, 2009

Fraud Alert

There has been a fake email going around lately, purporting to be from the FDIC warning consumers that their bank has gone under, and they need to click on a link to find out about their deposit insurance. If you get this email in your inbox, delete it immediately. When you click on the provided link, what you're really doing is inviting malware, spyware and adware onto your computer.

The subject line of the e-mail reads "Check your Bank Deposit Insurance Coverage.” The e-mail itself says something like this: "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets." Then you're told to "visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage," but the link provided is fraudulent.

If your bank fails, and you somehow don't notice, you won't get notified by the FDIC - you'll hear from the bank. Even if you do get an unsolicited email from your bank, remember not to click on any links in it or offer up any personal information.

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